Eugene Bruno & Associates

Why Car Insurance for Young Drivers Is So Expensive—and How to Lower Your Premiums
If you’ve recently added a young driver to your insurance plan, you’ve probably noticed a big jump in your premium. But why does insuring a young driver cost so much? Insurance companies set their rates based on risk, and young drivers—especially teens and those in their early 20s—present a higher risk on the road. Let’s break down the key factors that drive up insurance costs and consider what you can do to keep your bill under control.

How the End of Daylight Savings Time May Affect Your Driving
As the amount of sunlight decreases, visibility becomes a significant concern for drivers. Dusk can be a particularly dangerous time, as many people will be commuting home from work or school in dimmer lighting conditions. And studies show that the risk of accidents increases during this period. In fact, one study spanning 20 years by Current Biology highlights how drowsiness and a disrupted internal clock can yield hazardous results on the road. After analyzing over 732,000 car crashes, the study concluded that there was a 6% rise in fatal crashes during the first week following the time change.

How an UberEats Pizza Cost a Family Their Day in Court
Imagine being severely injured in a car accident and finding out that you might never get your day in court—all because your 12-year-old clicked to accept “Agree to Terms and Conditions” when ordering a pizza through UberEats. This is the shocking reality that couple Georgia and John McGinty from Princeton, N.J., recently faced after they were involved in a devastating crash while riding home in an Uber.

What Is a Traumatic Brain Injury?
Traumatic brain injuries are a leading cause of death and disabilities, and they can have a devastating impact on your life. These injuries often result from events like motor vehicle accidents, slip and fall incidents, sports injuries, and acts of violence.

The Dangers of Haunted Houses: What You Need to Know About Halloween Attractions
As Halloween draws near, haunted houses and spooky attractions open their doors to thrill-seekers across San Diego. While these attractions offer a fun and frightening experience, they can also pose serious risks to visitors.

Complete Streets Bill: A Step Toward Safer, More Accessible Roads
California Governor Gavin Newsom has officially signed the Complete Streets Bill into law. This legislation aims to enhance the safety and accessibility of roadways across the state, promoting a more balanced approach to transportation that benefits pedestrians, cyclists, and motorists alike. Here’s what you need to know about the Complete Streets Bill and its implications for California’s communities.

Are Heavier Cars Making Our Roads Less Safe
California is a big place, and Californians love to drive. We love our cars, but do they love us back? A recent study shows that car-related deaths continue to increase, even as new technology creates safer driving standards. Weight is to blame. Why? Because all the new technology in the world simply can’t change the laws of physics. For example, when two cars collide, the occupants of the smaller car experience more damage—they can even be up to four times more likely to die as a result.

How Do You Report Nursing Home Abuse in San Diego
When you choose a nursing home to care for your loved one, you’re putting a lot of trust in the hands of the workers. Unfortunately, lack of concern, poor management, and cost-cutting measures can all contribute to a horrifying situation where your loved one is being abused. Recognizing the signs of nursing home abuse and reporting it to the proper authorities is crucial for protecting the elderly community from harm.

Is Your Personal Injury Settlement Taxable?
Personal injury settlements are generally not taxable on the federal level, as per IRC Section 104(a)(2). Still, your overall settlement may include both taxable and non-taxable components. For example, lost wages, punitive damages, previously deducted medical costs, and pre-judgment interest can be taxable. On the other hand, compensation for your pain and suffering or emotional distress generally is not taxable. According to IRS rules, pain and suffering damages are not considered taxable income because they are viewed as making the injured party whole again rather than providing a true financial gain.

PAGA Party: Workers’ Finally Getting More
The Private Attorneys General Act (PAGA) is a California law that allows employees to file lawsuits to recover civil penalties. This could be done for themselves or on behalf of other employees and the State of California for labor code violations.
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