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The Importance of Having Uninsured Motorist Coverage

By Aline Miranda on December 3, 2013

Every driver in the state of California is required by law to carry auto liability insurance. The minimum liability insurance for a passenger vehicle is $15,000 for injury or death of a single individual, $30,000 for injury or death of multiple individuals, and $5,000 for property damage. Comprehensive coverage, collision coverage, uninsured and underinsured motorist coverage, rental car coverage, and various other types of insurance coverage are also available.

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Understanding the Insurance Company’s Motives

By Aline Miranda on November 27, 2013

People generally buy insurance for the purpose of protecting themselves and their assets. Home insurance, renters’ insurance, car insurance, business insurance, health insurance, life insurance, and other types of insurance are all designed to give a sense of security and provide reasonable compensation in the event that the insured item is damaged or lost.

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Know Your Options as an Injured Motorist

By Aline Miranda on November 19, 2013

If you have been seriously injured in a car accident in San Diego that you believe was caused by another driver’s negligence or their outright disregard for the safety of others, you may have grounds to file a lawsuit or claim to recover damages. There is no question that accidents happen. When an accident occurs due to another individual’s irresponsible actions, such as texting while driving, driving under the influence of drugs or alcohol, or any other sort of driver distraction, the other driver can be held liable for any injuries they caused.

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Posted in: Car Accident

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Auto Insurance Fraud is a Felony

By Aline Miranda on November 14, 2013

Insurance fraud is aggressively prosecuted by the San Diego District Attorney’s office. This includes workers’ compensation fraud and auto insurance fraud. In 2010, nine people in San Diego were convicted of staging auto accidents with stolen vehicles in a scheme to defraud auto insurance companies of over $200,000.

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Sixteen Teenagers Survive SUV Rollover Accident

By Aline Miranda on November 11, 2013

On the evening of Saturday, October 26th, an SUV filled with sixteen teenagers was involved in a rollover accident that occurred while the vehicle was traveling around a curve along Muirlands Vista Way in San Diego. The passengers ranged in ages from 13 to 17. Five victims were taken to the local hospital for treatment of minor injuries and a broken leg.

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Giving Up Your Medical Records

By Aline Miranda on November 8, 2013

If you’ve filed an injury claim because of a car accident, you should expect that the insurance company for the person who caused your injury will ask to see your medical records. By law, they have a right to ask for your medical records since they provide the only way to evaluate your injury claim. Generally speaking, someone with a small injury and a small amount of treatment should receive a settlement that is smaller than someone with a very large injury and a lot of treatment.

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Defining Distracted Driving

By Aline Miranda on October 22, 2013

Distracted driving is the leading cause of car accidents across the nation, and results in countless crashes in the San Diego area each day. Distracted driving goes beyond just texting behind the wheel, however; distractions fall under three main categories.

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Seat Belt Use When Expecting

By Aline Miranda on June 27, 2013

It may be more difficult to buckle up in your third trimester of pregnancy, but buckling up protects two lives instead of one. There is never a time when you should not use a seat belt– even during pregnancy. Simply adjust the belt so that it is comfortable but still snug enough to keep you safe. You may wish to – and actually need to – adjust your seat as you get into the later months of the pregnancy.

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Posted in: Car Accident

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When The Insurance Company Wants a Medical Authorization

By Aline Miranda on June 7, 2013

Many insurance companies will make a low ball settlement offer and refuse to increase it without first seeing your medical records Do you have a right to refuse to turn over your medical records? The answer is both yes and no.

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Woman Killed in Head-On Collision

By Aline Miranda on May 27, 2013

Palm City – On May 16, 2013, a fatal head-on collision occurred around 8:40 a.m. in the 2600 block of Coronado Avenue, just east of the Interstate 5, according to the San Diego police.

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