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The 10 Worst Insurance Companies in America

By Aline Miranda on February 14, 2011

Do you know how your automobile insurance company stacks up against the competition? The American Association for Justice (AAJ) has identified the 10 worst US insurance companies, based on consumer complaints to state regulatory agencies and lawsuits filed on behalf of consumers.

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California’s Prop. 103: Consumer Protection in Purchasing Auto Liability Insurance

By Aline Miranda on February 8, 2011

Proposition 103 protects California consumers when purchasing and maintaining automobile insurance. Some of the key provisions of Prop. 103 are:

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Accident Reports

By Aline Miranda on February 3, 2011

If you are involved in an auto accident, you must file an accident report even if the accident was not your fault.

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Posted in: Car Accident

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A Warning About Spinal Traction/Decompression

By Aline Miranda on February 2, 2011

Earlier this week, ConsumerAffairs.com reported that a California chiropractor has been charged with consumer fraud in a lawsuit by several district attorneys. The suit alleges the Danville, California chiropractor sold a $115,000 DRX-9000 spinal-traction (spinal decompression) machine to other chiropractors and encouraged them to provide expensive treatments for their patients.

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Uninsured Motorist Coverage and Medical Payments Coverage: All Insurance Is Not Created Equal

By Aline Miranda on February 2, 2011

These are tough economic times and everyone is looking to cut back on expenses, including auto insurance expenses. Be careful how you cut costs on your automobile insurance costs. Saving money on your auto insurance could end up hurting you if you are involved in an accident.

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Allstate Drops “Accident Forgiveness” in California

By Aline Miranda on January 27, 2011

No doubt you’ve seen the ads for Allstate’s “accident forgiveness” program, which prevents Allstate from increasing your premium if you have an accident. Approximately 10% of Allstate’s 1.5 million customers in California purchased this additional coverage.

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The “Good Hands” at Allstate Continue to Fight Legitimate Claims

By Aline Miranda on January 25, 2011

Allstate markets itself as the “good hands” company. Don’t believe it. When it comes to filing a claim against Allstate, watch out for those “good hands” or you may get sucker punched.

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Toyota Sued Over Acceleration Claims

By Aline Miranda on January 25, 2011

Reuters reports that 7 auto insurance companies, including Allstate, are suing Toyota Motor Corp. to recover money they paid in claims for car crashes blamed on unintended acceleration of Toyota vehicles. According to the National Highway Traffic Safety Administration, as many as 89 crash-related deaths since 2000 may be linked to sudden acceleration in Toyota and Lexus vehicles.

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The Deck is Stacked in Favor of the Big Insurance Companies: Learn How to Unstack It

By Aline Miranda on January 7, 2011

Forget what you may have heard about insurance companies being “good neighbors” or being in “good hands.” Insurance companies are in the business of making money. Their business is to collect as much money as they can in premiums and pay as little money as possible for claims. If you’ve been injured in a car accident, don’t expect the big insurance companies to look out for your best interest. Your best interest is incompatible with their drive for higher profit.

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Will Filing a Claim Cause My Insurance Rates to Go Up?

By Aline Miranda on December 16, 2010

Will filing a claim cause my insurance rates to go up? This is a very common question. The short answer is: It depends on whether the accident was primarily your fault.

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